Shoreline Federal Credit Union

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Savings Rates

Savings
Effective Date: Friday, May 18th, 2012
SavingsRateAPY*Term UP TOMinimum to OpenMinimum to Earn Dividend
Regular Savings 0.250% 0.250% n/a $5.00 $5.00
Hi-Yield Savings 0.650% 0.650% n/a n/a Minimum of $100 in Reg. Shares
Special Savers 0.250% 0.250% n/a n/a No Minimum Required
Christmas Club 0.250% 0.250% n/a n/a No Minimum Required
Vacation Club 0.250% 0.250% n/a n/a No Minimum Required
Escrow Account 0.250% 0.250% n/a n/a No Minimum Required
Plus Savers 0.250% 0.250% n/a n/a No Minimum Required
IRA's 0.750% 0.752% n/a n/a No Minimum Required

*APY=Annual Percentage Yield.
Dividends paid on an average daily balance. Dividends are paid quarterly on the average daily balance. If account is closed before quarter ends, then dividends will be forfeited. Fees may reduce earnings. See Fee Schedule.

Certificates
Effective Date: Friday, May 18th, 2012
CertificatesRateAPY*Term UP TOMinimum to OpenMinimum to Earn Dividend
Share Certificate 0.500% 0.501% 6 $1,000.00 $1,000.00
Share Certificate 0.700% 0.697% 12 $1,000.00 $1,000.00
Share Certificate 1.050% 1.053% 24 $1,000.00 $1,000.00
Share Certificate 1.470% 1.482% 36 $1,000.00 $1,000.00

*Annual Percentage Yield
Certificates are non-compounding and dividends are paid to regular shares on the last day of each month. Penalty is assessed on early withdrawals.
Term = Months

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act