Members who have a checking account and a Visa account with us will qualify for an additional .25% off of the interest rate, excluding home equity loans; shares pledged loans, and loan specials.
Term may be extended for a loan having collateral by an increase in the interest rate. For each six months added .25% increase will be added to the rate. Based on the collateral; it must have a high value to warrant this action. Our loan officers will make the final decision regarding these circumstances.
Loans with collateral may require appraisal and a picture if there is a question on value of collateral.
Check with our member representatives for our rates and flexible terms.
We offer a Visa Classic @ 9.99% fixed APR with no annual fee. A 25-day grace period applies to all purchases. Transfer high rate credit card balances to your Shoreline Visa Classic credit card and start saving with our low fixed rate. Maximum line of credit is $5000.00. Contact the Credit Union for Details on a secured Classic Visa Card.
We offer a VISA Platinum @ 7.99% Fixed APR with no annual fee. A 25-day grace period applies to all purchases, ATM advances are also 7.99% APR but interest starts the day of the advance. Score card bonus points for rewards. $1,000,000 Travel Accident Insurance.