|
(Effective May 1st, 2008) |
|
LOAN DEPARTMENT FEES |
|
VISA Annual Fee |
No Charge |
|
VISA Late Fee |
$20.00 per month |
|
VISA Over Limit Fee |
$20.00 per month |
|
Loan Processing Fee |
No Charge |
|
Loan Research |
$10.00 per hour |
|
Late Fee on Loans |
$20.00 |
|
Home Equity Late Payment Fee: |
$20.00 |
|
1st Mortgage Late Fee |
$45.00 |
|
SHARE/SHARE DRAFT CHECKING |
|
Return Items |
$25.00 |
|
Overdraft Transfer |
$5.00 per item |
|
Stop Payment |
$10.00 |
|
Account History Print Out |
2nd page & up $0.50 each |
|
Statement Copy (Free through Home Banking) |
$5.00 each month |
|
Copy of Canceled Check |
$5.00 each |
|
Account Reconciliation |
$10.00 per hour |
|
ACH NSF Service Charge |
$25.00 per item |
|
ACH Stop Payment |
$10.00 per item |
|
ACH Overdraft Transfer |
$5.00 per item |
| Checking Reinstatement Fee |
$25.00 |
| Deposited Items Returned |
$10.00 |
|
Account Closed Within 90 Days |
$5.00 |
|
Courtesy Pay |
$25.00 Per item |
Dormant Fee *An account is considered dormant when it has been inactive for 12 months and has a balance of $100.00 or less. |
$1.00 per month |
|
ATM/DEBIT |
|
Shoreline ATM |
15 free per month |
|
Withdrawal/Foreign |
10 free per month $1.00 after |
|
Deposits/Foreign |
Unlimited |
|
Transfers |
$1.00 per transfer |
|
Inquiry |
$0.50 each |
| NSF Debit Card Fee |
$20.00 per item |
|
Overdraft Transfer/Debit |
$5.00 per item |
|
Replacement Card |
$5.00 |
|
MISCELLANEOUS |
| Money Orders |
$0.75 |
|
Check Cashing Fee $5.00 *For members will less than $100 in aggregate deposits. Exclusions will be: -Member is less than 18 years of age -Member has an active Checking (Share Draft) Account -Member has an active Certificate of Deposit -Member has a loan account and the balance is greater than zero -Member has a Credit Card and the balance is greater than zero |
| Garnishment/Levy/Escheatment Fee |
$25.00 |
| Travelers Checks for One |
Free |
| Travelers Checks for Two |
$0.50 per $100.00 |
| Wire Transfer (incoming) |
Free |
| Wire Transfer (outgoing) |
$20.00 per item |
| Share to Share Wire Transfer |
$5.00 per item |
| Foreign Wire Transfers (outgoing) |
$30.00 per item |
| New IRA Account |
$2.00 |
| Copy of Cashier Check |
$5.00 per item |
| Charge of Address Returned Mail fee |
$5.00 |
| Membership Fee |
$0.25 |
| Bill Pay |
Free |
| Home banking |
Free |
| E-Statements |
Free |
| Re-opening Fee |
$20.00 |